+234 903 4030 559

We offer a wide range of products designed to help you accomplish all your financial goals.

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    Micro Loan

    Assets Microfinance Bank offers artisans, small business owners, entrepreneurs, etc., easy access to loans in a quick, transparent and efficient manner. This loans currently range from N50, 000 – N499, 000.

    Features & Benefits :
    - Stock hypothecation.
    - No customer and guarantors’ cheques.
    - 6% interest rate (Reducing balance).
    - Admin Fee of 1%.
    -Tenor 180 days maximum.
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    Macro Loan

    Assets Microfinance Bank offers small business owners, entrepreneurs, etc, easy access to loans in a quick, transparent and efficient manner. This loans currently ranges from N500,000 – N1, 000, 000.

    Features & Benefits :
    - Stock hypothecation.
    - Cheques to be taken from customer/guarantor for loan.
    - 5% interest rate (Reducing balance).
    - Admin Fee of 1%.
    -Tenor 180-240 days maximum.
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    SME Loan

    Assets Microfinance Bank offers Micro, Small and Medium Scale Entrepreneurs (MSME) easy access to loans in a quick, transparent and easy manner. This loan ranges from N1, 000, 000 – N5, 000, 000; with maturity of 6 to 8 months and is exclusively targeted at businessmen and women from all sectors of the economy.

    Features & Benefits :
    - Stock hypothecation.
    - Cheques from customer/guarantor for loan
    - Financial statement (for corporate customers).
    - 5% interest rate (Reducing balance).
    - Admin Fee of 1%.
    - Tenor 180-240 days maximum
    - Requires additional securities like: (C of O, deed of assignment of any landed property, Motor vehicle, stock hypothecation, etc.).
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    Salary Advance Loan (SALO)

    We offer loans to Salary earners to enable them have access to funds for emergencies or stop gaps. Request is treated swiftly with a highly competitive Interest Rate. This loan is available to Bankers, staff of IOCs, Blue Chip Companies and other businesses. The Salary Advance Loan is in two forms:

    SALO Mini:

    Features & Benefits :
    - Employees of both private and public institutions.
    - Attractive interest rate.
    - Little documentation requirement.
    - Quick turnaround time (TAT).
    - Flexible repayment plan .

    SALO Max:

    Features & Benefits :
    - Loan amount is between N500,000 – N5,000,000.
    - Must be a salary earner.
    - Appointment /Confirmation/promotion letter.
    - Customer’s pay slip/Bank Statement for six month.
    - Confirmed guarantor with undated cheque.
    - Staff I.D Card & Any form of identification (Any of the valid ID card).
    - Interest rate of 5% (Reducing).
    - Admin Fee of 1%.
    - Tenure between 30 – 360days.
    - One guarantor.
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    My Asset Financing (MAF)

    This product is meant to encourage prospective and existing customers to acquire asset needed for their businesses or home. Customer’s make installment payment as we make available the assets for their personal and business use. All you have to do is to decide on which assets you need to purchase, provide your pro-forma invoice from your vendor and leave the rest to us.

    Features & Benefits :
    - Provision of 10 – 15% equity contribution.
    - Flexible repayment through our various payment platforms.
    - Staff I.D Card & Any form of identification (Any of the valid card).
    - Interest rate of 5% (Reducing).
    -Admin Fee of 1%.
    -Tenure between 30 – 270days.
    -No guarantor required.
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    School Support Loan

    This is specifically designed as working capital and asset finance loan for schools and operators in the education sector with access to loans of up to N5,000,000.

    Features & Benefits :
    - Loan amount between N50,000 – N5,000,000.
    - Must be a school owner.
    - CAC Registration and school approval notice/letter from the regulatory body.
    - Confirmed guarantor with undated cheque.
    - Any form of identification (Any of the valid card).
    - Admin Fee of 1%.
    - Quarterly repayment plan.
    - Tenure between 30 – 270days.
    - One guarantor.
    - Requires additional securities like: (C of O of any landed property, Deed of Assignment, Motor vehicle, etc).
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    Nano

    This is a multi-channel loan service platform that allows qualified mobile phone users to enjoy our various services by requesting for an advance either on their salary or based on their request. It’s a quick, convenient, and reliable access to funds on a short notice to bridge a financial gap that may arise while waiting for regular pay cheques.

    This product renders a structured digital financing services targeted for amounts usually lower than the Micro financing loan brackets. Nano credit through a specialized algorithm and API connection is mainly availed based on clients ability to repay both principal and interest

    Eligibility :
    - Positive credit rating.
    - Good credit history.
    - No guarantor.
    - No collateral.
Start with a loan as low as N50,000 today.